Trouble with consolidating resources

I have the function working, but I'd like to consolidate it a bit.

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We know that it can be hard to ask for help with your debts, so we do everything we can to answer your call quickly, provide you with the information you are looking for and book you a free credit counselling appointment if that’s what you need.

Our appointments are either in-person, in one of our offices, or over the phone; whatever is easier for you.

Or, it might make sense to consolidate high interest rate debts into one monthly payment with a lower interest rate.

What should I do if I’m having trouble making my loan payment?

Some of these could include delaying payments on your loans through forbearance or deferment programs, getting on an income-sensitive or income-based repayment plan, consolidating your loans to potentially lower the payments, or even having some of your student loans forgiven.

A deferment on your student loans allows you to temporarily stop making payments on them for a certain period of time in which you qualify.

Many people fear that debt collectors will start showing up at their door and they find themselves too afraid to do anything.

Defaulting on a student loan can have severe consequences and should be avoided at all costs.

Using debt consolidation is a viable option if you can do it at a low cost, without risking your assets or the assets of others.

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